A major barrier to making upgrades to buildings is the upfront cost. Scaling existing tools for clean buildings financing and creating new ones would address the upfront cost barrier and enable many more buildings to take on energy upgrades that reduce emissions, improve health and comfort, and save money over time. With market transformation reducing overall costs of key technologies and accessible financing reducing the hurdle of upfront costs, limited public funds can be used for upgrading additional electrification infrastructure such as panels, transformers, and vaults that buildings would not need if they weren’t electrifying. Innovative financing can also be used to help contractors grow their businesses.